The Capital One Quicksilver card is a no-frills cash-back credit card that many users are quite fond of. There is a plain structure of rewards and no annual fee, which adds a great deal to the interest this card commands. No annual fees are one of the major benefits associated with the Quicksilver card.
Capital One Quicksilver Benefits
The Capital One Quicksilver Cash Rewards Credit Card has become quite popular among many consumers who want a hassle-free cash-back credit card. With benefits aimed at the everyday spender and the traveller, it makes for a very special purchase in the competitive credit card market.
Cardholders can earn unlimited 1.5% cash back on every purchase, making it a versatile option for everyday spending. The cashback will be spread over all categories, from groceries to electronics, with no spending limits or expiration on rewards as long as the account remains active.
Benefits of the Capital One Quicksilver Card
These are the major benefits of the capital one quicksilver card:
Unlimited 1.5% Cash Back on All Purchases
- This is one of the few rewards credit cards that present different cash-back rates based on the category of the purchases made with the card: the Quicksilver pays 1.5% on each Purchase paid in cash.
- This will mean that, unlike some other credit cards, you will not have to monitor spending and seek to get the most rewards in certain categories. Grocery shopping, eating out, clothing shopping, travel, entertainment – you name it, it has the same cash back rate for every dollar spent.
No Annual Fee
- Probably the most alluring feature of the Quicksilver card is that there are no annual fees. This directly translates to meaning that one is able to enjoy all the perks that come with the card at absolutely no recurrent costs.
- With so many reward credit cards coming to market with hefty annual fees, the Quicksilver Card provides a very low-cost alternative to earning cash back without the bank-breaking costs.
No Foreign Transaction Fees
- Another advantage that can go a long way for those who often travel is that there are no foreign transaction fees that come with the Quicksilver card.
- This is because you will not incur any hidden charges on the products and services you wish to buy with your card in foreign countries.
Capital One Quicksilver Card Features
The features of the Capital One Quicksilver card include the reward program and several others that may make its usage easier and fun. Beyond its core rewards, the Quicksilver comes with several other features: Beyond its core rewards, the Quicksilver comes with several other features:
Travel & Lifestyle Benefits
- Capital One Travel: Booking through this portal can provide up to 5% cash back on some hotels and rental cars, with additional offers for the cardmembers.
- Capital One Dining: Get access to exclusive dining experiences, reservations, and events.
- Capital One Entertainment: Get tickets presale, suite experiences, and other entertainment perks.
Security & Convenience
- Fraud Protection: Capital One’s fraud protection includes fraud alerts, card lock, and virtual card numbers.
- CreditWise: Free credit monitoring for insights on your credit score and management of the financial health from within one platform.
- Capital One Shopping: This browser extension automatically applies discounts and applies coupon codes as you shop.
- Tap to Pay: Contactless payments at your fingertips.
- Additional Authorised Users: You can add as many authorised users as you wish for no additional cost.
How to apply for a Capital One Quicksilver Card?
Application for the Capital One Quicksilver card is pretty simple. You can apply online or by phone.
- Log in to the Capital One website, then look for the Quicksilver card, and Click “Apply Now”.
- You will need to give information about your name, address, Social Security number, income, employment information, and others.
- The application should be reviewed again for mistakes, then submitted.
- Once you’ve submitted the application, Capital One will do an analysis of your information and inform you on a decision. Assuming it’s approved, you can expect your card in the mail within a few weeks.
How to Redeem Capital One Quicksilver Rewards Online?
You can easily redeem your Capital One Quicksilver rewards on the Capital One website. These are the steps to follow:
- Log in to your Capital One account using your online ID and password.
- Once you’re logged in, the “Rewards” tab must be available in the account summary list or in the central navigation bar.
- View how much available cash back there needs to be so you know how much you can redeem when you need it.
- The following are redemption options for reward miles by Capital One for redemption:
- Statement Credit: Apply rewards directly to your credit card balance.
- Check: Request a mailed check with the total amount of your rewards.
- Gift Cards: Redeem rewards at participating retailers who offer gift cards.
- Amazon. com Purchases: Make the application of the reward on the spot by going to Amazon. com.
- Some options of the redemption may ask for your mailing address or the retailer of your gift card.