New Zealand Superannuation, or NZ Super, is a universal payment available to all New Zealand nationals and residents at age 65. It is a fortnightly payment, and the amount is usually paid directly into a recipient’s bank account.
NZ Superannuation Payment Dates 2024
NZ Super is the state pension paid by the New Zealand government. The scheme caters to persons aged 65 years and over. The frequency of payment is fortnightly, and the day of payment is Tuesdays.
It is of importance for the beneficiaries to be aware of when they will be able to take advantage of their benefit. The table below portrays the NZ Superannuation dates of 2024.
| Month | Payment Date 1 | Payment Date 2 | Payment Date 3 |
| January | Tuesday 2 | Tuesday 16 | Tuesday 30 |
| February | Tuesday 13 | Tuesday 27 | – |
| March | Tuesday 12 | Tuesday 26 | – |
| April | Tuesday 9 | Tuesday 23 | – |
| May | Tuesday 7 | Tuesday 21 | – |
| June | Tuesday 4 | Tuesday 18 | – |
| July | Tuesday 2 | Tuesday 16 | Tuesday 30 |
| August | Tuesday 13 | Tuesday 27 | – |
| September | Tuesday 10 | Tuesday 24 | – |
| October | Tuesday 8 | Tuesday 22 | – |
| November | Tuesday 5 | Tuesday 19 | – |
| December | Tuesday 3 | Tuesday 17 | Tuesday 31 |
Note: these dates are subject to change. In particular, if the usual payment date falls on a public holiday, payments will be brought forward. For example, if the usual payment date falls on a public holiday, people will be paid on the last business day before the public holiday.
NZ Superannuation Payment Dates 2024 Eligibility
You are entitled to NZ Superannuation if you meet these criteria:
- You must be 65 years old or above.
- New Residency Criteria: The residency requirements for NZ Super are changing. Your date of birth will determine the number of years you need to have lived in New Zealand.
- Born before 1 July 1958: You generally must have been a New Zealand citizen for a minimum of 10 years since you reached 20 years of age, with at least 5 of those years since attaining the age of 50.
- Born between 1 July 1958 and 30 June 1974: The residency requirement increases on a gradual basis up to 20 years for people born after 1 July 1974.
- Ordinary Residence: At the time of application you must be ordinarily resident in New Zealand, the Cook Islands, Niue, or Tokelau.
- Visa: You must either be a New Zealand citizen or the holder of a residence class visa, which includes a permanent resident.
- Time Spent Overseas: You can count time spent living in another country or contributing to another country’s pension scheme towards the residency requirement.
- Partner’s Income: Your partner’s income may affect how much NZ Super you get.
- Other Income: You may get less NZ Super if you have other income.
How Often NZ Superannuation is Paid?
NZ Superannuation is paid fortnightly. That means that those entitled to it get the money every second Tuesday.
- Fortnightly cycle: The payment pattern remains the same all year round.
- Payment day: Money will usually be paid directly into your account on Tuesday.
- Public holidays: If a public holiday falls on a Tuesday, the payment is usually made on the previous Friday.
- Consistency: The fortnightly payment schedule provides reliable income for recipients.
NZ Superannuation Payment Amounts
NZ Superannuation is paid fortnightly, and how much you get depends on two main things:
- Your living situation: Whether you live alone, with a dependent child, or with someone else who is not a dependent child.
- Your tax code: This is the code that determines the amount of tax deducted from your pay.
- Now, considering these factors, here is a breakdown of the different payment amounts:
Payment rate if you’re single:
| Living Situation | Tax Code M (no tax) | Tax Code S (17.5% tax) | Tax Code SH (30% tax) | Tax Code ST (33% tax) | Tax Code SA (39% tax) |
| Live alone or with a dependent child | $1,043.24 | $1,001.24 | $849.74 | $813.38 | $740.66 |
| Live with someone 18+ (not dependent) or visiting for more than 13 weeks in 6 months | $963.32 | $921.32 | $781.82 | $748.26 | $681.38 |
Payment rate if you have a partner:
| Situation | Tax Code M (no tax) | Tax Code S (17.5% tax) | Tax Code SH (30% tax) | Tax Code ST (33% tax) | Tax Code SA (39% tax) |
| Both you and your partner qualify for NZ Super | $803.48 each | $761.48 each | $646.22 each | $618.56 each | $563.24 each |
| Only one of you qualifies for NZ Super | $803.48 | $761.48 | $646.22 each | $618.56 each | $563.24 each |
- These are the fortnightly payment amounts before tax.
- The tax code you use will depend on your overall income situation.
- If you live overseas or receive other income, your NZ Super payment amount might be affected.